Apple To Stop Accepting Credit & Debit Card Payments In India

Apple will soon stop accepting credit and debit cards for purchases on App Store in India. It will offer other payment options. Apple announced that users in India will no longer be able to pay for its services with credit or debit cards. Notably, this change will be effective starting from June 1. The company has already removed the credit and debit card payment options from its services in India. Apple took the step to adhere to the RBI guidelines.

The new RBI (Reserve Bank of India) regulations encompass tokenization and card storage. Apple has been catching flak lately for violating laws. To recall, the CWA recently accused the company of violating federal labor laws. Now, Apple will no longer accept card payments in India citing new RBI guidelines. So, you will not be able to pay for Apple services with credit and debit cards from next month. Nevertheless, you can still continue using Apple services.

RBI Guidelines Forces Apple To Stop Accepting Cards In India

All you need to do now is to switch to different payment options. Apple service users in India can pay via UPI or net banking. To recap, RBI introduced new guidelines for auto-debit online transactions back in 2019. However, the rules weren’t implied until October 2021. The new RBI auto-debit regulation says users have to register their card once again with merchants for recurring payments. Notably, this will be applicable only to payments made using credit, debit, or prepaid cards. To register, you need to complete two-factor authentication.

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Apple ID balance payment

After registering for recurring payments, your bank will send an SMS with the status. Further, the bank will send message 24 hours before processing any transaction about INR 5,000. Users might have to approve the transaction by clicking on a link in SMS. So, the transaction will be processed only after the users’ approval. However, if the transaction is under INR 5,000, you will still have an option to cancel it before it processes. Now, Apple will reject credit and debit card payments for its services in India from June 1.

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What Do You Need To Do?

So, you are likely to lose your Apple subscription services if they do not have enough balance. However, Apple could give additional time for users to add new payment options. You need to add UPI or Net Banking payment options to avoid discontinuation of your subscriptions. Notably, Apple has removed the credit and debit card options from its payment page.

Link UPI to Apple ID
So, you can either use UPI or net banking to pay for your Apple services. Here’s how you can link your UPI account with your Apple ID.

Go to Settings on your iPhone
Click on Apple ID on the top
Now, click the Payment and Shipping option
Click on Add Payment Method
Tap on UPI
Enter your UPI ID
Complete verification

Moreover, you need to ensure you have sufficient balance. Your subscription will continue only until you have enough funds on your Apple ID. The new RBI guidelines come at a time when iPhones are on the verge of getting banned in the UK.

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